Vol. 4 No. 1 (2024)
Articles

RURAL BANK CREDIT AND DEPOSIT MOBILIZATION IN NIGERIA

Oyakhiromhe Bamidele Agbadua
Department of Banking and Finance, Auchi Polytechnic, Edo State
Ezu, Gideon Kasie
Department of Banking and Finance, Faculty of Management Sciences, Nnamdi Azikiwe University, Awka

Published 2024-01-22

Keywords

  • Credit,
  • rural,
  • mobilization,
  • unbanked,
  • deposit

How to Cite

Oyakhiromhe Bamidele Agbadua, & Ezu, Gideon Kasie. (2024). RURAL BANK CREDIT AND DEPOSIT MOBILIZATION IN NIGERIA. Research Journal of Management Practice, 4(1), 26-42. https://www.openjournals.ijaar.org/index.php/rjmp/article/view/429

How to Cite

Oyakhiromhe Bamidele Agbadua, & Ezu, Gideon Kasie. (2024). RURAL BANK CREDIT AND DEPOSIT MOBILIZATION IN NIGERIA. Research Journal of Management Practice, 4(1), 26-42. https://www.openjournals.ijaar.org/index.php/rjmp/article/view/429

Abstract

This study examined rural banks’ credit and deposit mobilization with special emphasis on some selected microfinance banks in Anambra State. The researchers were motivated by the apparent absence of banking habit in the rural areas in the past before the introduction of the new revised microfinance policy. The major objective of this research is to examine the degree of deposit mobilization in the rural areas and the ability of microfinance institutions to extend credits to people in the rural areas.

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