Ik- Ugwoezuonu Lilian (2023) « ANALYZING THE IMPACT OF SURPLUS MARGINS ON THE FINANCIAL STABILITY OF SAVINGS AND CREDIT COOPERATIVES (SACCOS) IN ENUGU STATE, NIGERIA », Research Journal of Management Practice, 3(11), p. 16–27. Disponible sur: https://www.openjournals.ijaar.org/index.php/rjmp/article/view/298 (Consulté le: 7 novembre 2026).