Ik- Ugwoezuonu Lilian. ANALYZING THE IMPACT OF SURPLUS MARGINS ON THE FINANCIAL STABILITY OF SAVINGS AND CREDIT COOPERATIVES (SACCOS) IN ENUGU STATE, NIGERIA. Res J Mgmt Pract. 2023;3(11):16-27. Consulté le novembre 7, 2026. https://www.openjournals.ijaar.org/index.php/rjmp/article/view/298